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iPhone app that detects scam phone calls in real time · Canada

OnGuardAI: Product, team and how it was built

Small teamB2CCybersecurity

OnGuardAI (iPhone app that detects scam phone calls in real time, Canada): Paid iPhone app live in the US, November 2026. Evidence grade E: no revenue figure was checked. Team: 2 co-founders (a CEO and a CTO); headcount not published, 2 open roles in November 2026. Launched 14 August 2026; still running.Added 5 November 2026 · updated 6 November 2026

Outcome
Paid iPhone app live in the US, November 2026
Evidence
E no revenue figure was checked
Launch
14 August 2026
Status
Still running
Team
2 co-founders (a CEO and a CTO); headcount not published, 2 open roles in November 2026
Outside funding
None published
Main channel
Not stated
No revenue figure

What is not verified

No revenue figure, user count or funding round was found. The launch date rests on one BetaKit article of 17 August 2026 that retells the company's account, and the UpNext pitch report of September 2026 repeats it. The founding year of OnGuardAI Inc. is not on its own pages; the domain was registered on 30 March 2025, and the terms of service name Delaware law, but the Delaware and Quebec company registers could not be read without a form. A reader could look for an App Store rating count, the company's register entry, or an interview with user or revenue figures. This story is grade E: the business is real and its product, price and customers are described from public pages, but no revenue figure was checked. Aiolum shows it as an idea worth studying, not as proof that it makes money.

OnGuardAI sells real-time scam detection: software that analyzes the speech of a live phone call and flags the patterns scammers use, while the call is still going on. A carrier's spam label, a warning based on lists of known bad numbers, misses a scammer who uses caller ID spoofing, which means faking the number shown on the phone, so the app judges what is said instead of who is calling. The company, OnGuardAI Inc., is based in Montreal and Atlanta, according to BetaKit.

Richard Gotlieb (CEO) and Zennet Wheatcroft (CTO) are the two co-founders named on the company's pages. BetaKit reported on 17 August 2026 that the app launched in the US on Friday, 14 August 2026, after beta tests with Canadian users. The company's pricing page lists US$8.99 a month or US$89.99 a year, billed through the Apple App Store, after a free first month.

No revenue figure, user count or funding round was found, so this is a grade E story: the headline is only that the paid app is live. The terms of service name OpenAI and Anthropic as AI providers and make the user responsible for call-monitoring consent laws.

OnGuardAI: Paid iPhone app live in the US, November 2026. iPhone app that detects scam phone calls in real time, Canada, team of 2 to 10, evidence grade E.
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01

How much revenue does OnGuardAI make?

Each row shows the evidence grade and the source numbers from the list at the end of this page. The grades are explained in How Aiolum verifies.

A two-founder Montreal company whose scam-call app for seniors launched in the US in August 2026; no revenue figure
FactValueGradeHow we knowSources
Status, November 2026paid iPhone app live in the US; Android on a waitlistCHome and pricing pages read 5 November 2026: "Start Your Free Month", billed through the Apple App Store. Android page: "OnGuardAI for Android — Coming Soon!"[3, 4, 9]
US launchFriday, 14 August 2026CBetaKit, 17 August 2026: OnGuardAI "launched a scam-protection app on Friday in the US to coincide with National Financial Awareness Day." The date is the Friday before the article.[1]
Earlier availabilityapp offered with a 2-week free trial by April 2026; beta tests in CanadaCInternet Archive copy of 9 April 2026: "Download the app and start your 2 week free trial." BetaKit, August 2026: "Despite beta tests with Canadian users".[8, 1]
Start2025 at the latest (domain registered 30 March 2025)CThe domain register (RDAP) gives the registration event 2025-03-30 for getonguard.ai. The company's pages give no founding year, and the company register was not read.[10]
FoundersRichard Gotlieb (Co-Founder & CEO), Zennet Wheatcroft (Co-Founder & CTO)CMeet the Co-Founders page, read 5 November 2026.[5]
Team sizenot published; 2 open rolesCThe careers page lists "Customer Service Representative" and "Senior AI Engineer" and calls a new hire "an early member of our team". No headcount in any source read.[6]
Fundingnone publishedCNo source read mentions a funding round or an investor.[1, 2]
PricesUS$8.99 a month or US$89.99 a year per phoneCPricing page, read 5 November 2026.[4]
AI providersOpenAI and Anthropic, among othersCTerms of service, 2.2: "its AI providers, including OpenAI, Anthropic, and others". Privacy policy: "enterprise-grade AI providers (such as OpenAI or Anthropic) to perform linguistic analysis."[7]
Canada Fintech Forum, September 2026pitched in the Pitch BattleCUpNext, 18 September 2026, lists OnGuardAI and says "Richard Gotlieb's company launched in the U.S. market in August 2026."[2]
Time from US launch to the headline3 monthscalcCalculated: 14 August 2026 to November 2026, about 2.7 months, rounded.[1]

How to read this table: a grade C value comes from the company's own pages or from press that retells the company's account. A "calc" value was computed on this page. No value is grade A or B, and no revenue figure exists.

OnGuardAI prices on 5 November 2026, from the company's pricing page (grade C)
PlanPer month, billed yearly (US$)Per month, billed monthly (US$)Limit
Monthly8.99one phone; first month free
Annual7.5089.99 a year, one phone; first month free

The pricing page reads: "US customers: US$8.99/month. Canadian customers: C$8.99/month.. Billed through the Apple App Store. One subscription protects one phone." Both plans start with a free first month and include the same features: "No add-ons and no premium tier." The annual plan "Works out to $7.50 a month".

02

When did OnGuardAI launch, and how did it grow?

From a domain registration in March 2025 to a paid US launch in August 2026. Each entry carries its grade.

  1. 30 March 2025CThe domain getonguard.ai is registered, according to the domain register. [10]
  2. October 2025CThe earliest date in the sitemap of the company blog, ScamSense, is 9 October 2025. [3]
  3. 9 April 2026CAn Internet Archive copy of the home page offers the app with a 2-week free trial in the US and Canada, not in Quebec. [8]
  4. 14 August 2026COnGuardAI launches the app in the US on National Financial Awareness Day, BetaKit reports on 17 August. [1]
  5. 14 and 15 September 2026COnGuardAI pitches at the Canada Fintech Forum Pitch Battle in Montreal, UpNext reports on 18 September. [2]
  6. November 2026CThe site offers a free first month, then US$8.99 a month or US$89.99 a year; Android is on a waitlist. [4, 9]
03

Why did OnGuardAI work?

Four causes, in the order they mattered. Each one is a reusable lesson.

01

Judge the words, not the number

Carrier spam labels use lists of known numbers, and the home page cites Keepnet Labs that about 70% of US scam calls spoof the caller ID. OnGuardAI instead analyzes the speech for tactics such as urgency, pressure and fake authority, so a call that seems to come from a bank can still be flagged.

02

Bring in a second person

The app can text a family member in the user's "Circle of Trust" with the time of the call, the type of scam risk and what to do next, but no audio or transcript. BetaKit names this alert as what sets the app apart from other call-screening services.

03

Explain each flag

A "Learn More" button shows why a call was flagged, so the user learns the red flags. Large buttons and plain language are meant for older users, and a support phone line walks people through setup.

How it was built

These details come from the company's own pages and from BetaKit. They are grade C. [7, 1, 3, 4]

  • The app runs on the iPhone (iPhone 8 or newer, iOS 16 or later, by the FAQ); an Android version is on a waitlist.
  • Calls reach the analysis through carrier call forwarding: "The economics only work where carriers don't charge for call forwarding," Gotlieb told BetaKit, which is why Canada was limited to Rogers-band carriers in August 2026.
  • Language analysis is done by outside AI providers, "including OpenAI, Anthropic, and others", under contracts that the terms describe as zero retention.
  • Audio and transcripts are processed during the call and discarded; only metadata such as call duration, caller ID and the scam flag is stored, by the privacy pages.
  • The terms say the app plays "an automated verbal announcement at the start of the call advising parties that the call is being monitored or analyzed by AI."
  • Subscriptions are billed through the Apple App Store; the marketing site runs on Wix.

Tools named in the sources

Each one opens its page in the Tools tab, with every story that uses it.

04

Who tried this before OnGuardAI, and why did they fail?

Three companies in our database of failed startups promised to protect or connect older people and to keep their families informed. The values below are from that database and are not independently verified.

Died 2013 to 2016Burned US$77K

Amulyte

The promise

A health-monitoring pendant that promised independence for seniors while keeping caregivers in the loop.

Why it died

Larger technology companies competed in the same space, and hardware production costs left no money to compete or change course.

Competition
Died 2013 to 2017Burned US$23M

HomeHero, Inc

The promise

A marketplace that connected families with vetted caregivers for older relatives, without agencies.

Why it died

Once matched, families paid caregivers directly and left the platform, so it earned too little on each match.

Legal/Regulatory
Died 2007 to 2010Burned US$9M

TeeBeeDee

The promise

A social network for people over 40.

Why it died

Its users did not want a separate network, and Facebook served the same people.

No Market Need

The failed startups come from our database of 1,749 dead startups, retold here in our own words. Its entries are AI-assisted summaries of public sources, so these cards carry no evidence grade.

What changed

Amulyte built its own hardware for seniors and could not cover the production costs. HomeHero and TeeBeeDee built services around older people that families or users could leave once the first need was met.

OnGuardAI is software on a phone the user already owns, and speech analysis is rented from large model providers instead of built from scratch. The protection runs on every call, so the subscription has a reason to continue each month. Whether users stay and pay after the free month is not yet in any source.

05

Can one person copy OnGuardAI now?

Hard for one person; the telephony and the trust are the difficult parts.

The AI part, classifying a transcript for scam tactics, can be built with rented models. The hard parts are getting live call audio on a phone through carrier call forwarding, keeping the delay short enough to warn during the call, meeting call-monitoring consent laws, and earning the trust of older users and their families.

Where it is still open: The same warn-during-the-call method could fit small businesses that receive fake supplier or invoice calls, and voicemail or text messages for older users.

  1. 1Interview people who were harmed by the problem, as the founder did with about 100 scam victims, and write down the exact words used against them.
  2. 2Find a legal way to reach the audio in your country, and add the consent notice that the law asks for.
  3. 3Warn in plain language and explain each warning, so users learn the pattern.
  4. 4Give a family member a reason to install it for a parent, and offer phone support for setup.

What could go wrong for OnGuardAI?

The risks are the mirror image of the causes above.

What is not verified

No revenue figure, user count or funding round was found. The launch date rests on one BetaKit article of 17 August 2026 that retells the company's account, and the UpNext pitch report of September 2026 repeats it. The founding year of OnGuardAI Inc. is not on its own pages; the domain was registered on 30 March 2025, and the terms of service name Delaware law, but the Delaware and Quebec company registers could not be read without a form. A reader could look for an App Store rating count, the company's register entry, or an interview with user or revenue figures.

Call-monitoring consent

The terms of service, section 1.2, say that using the app "may constitute an 'interception' or 'monitoring' of the call", that "Many jurisdictions require the consent of all parties to monitor a call", and that the user is responsible for "two-party consent" laws. Section 1.3 says the app plays an automated announcement at the start of the call that it is "being monitored or analyzed by AI". The privacy pages also mention analysis of "face-to-face conversations" in a mode that the user turns on. The sources read do not say how a regulator views this.

Testimonials

The home page shows five customer quotes signed with a first name and a last initial, such as "Lisa S. - Oakland, California" and "Tobias A. - Retired Bank Manager". The sources read give no way to check them. The "Proudly recognized and supported by" row on the home page shows logos without links to a source.

Competition and model providers

BetaKit wrote that "other services exist that already do this and flag worrisome calls"; on this site, Vraust, also from Montreal, sells a scam checker for messages and links rather than live calls. The analysis depends on OpenAI and Anthropic, named in the terms of service, and calls depend on carrier call forwarding, which BetaKit says limited Canadian availability in August 2026.

Sources

The grade next to each source is the best grade that the source can support. "Read in full" means that the text of the page was downloaded and the numbers were checked in it.

  1. C BetaKit, 17 August 2026: OnGuardAI launches app to flag scam calls in real time, by Madison McLauchlan
    Read in full on 5 November 2026. Source for the US launch date, the Montreal and Atlanta base, the Canadian beta, the carrier limits and the competition sentence.
  2. C UpNext World, 18 September 2026: Canada Fintech Forum 2026: Fireraven Takes the Pitch Battle
    Read the section on the pitching companies (downloaded by the pipeline on 6 November 2026 UTC). Source for the pitch and the August 2026 launch statement.
  3. C OnGuardAI home page, read 5 November 2026
    Read in full, with the site's sitemaps. Source for the product, the founder's motive, the testimonials, the logo row and the blog dates.
  4. C OnGuardAI pricing page, read 5 November 2026
    Read in full. Source for the prices, the free month and App Store billing.
  5. C OnGuardAI Meet the Co-Founders page, read 5 November 2026
    Read in full. Source for the two co-founders and their roles.
  6. C OnGuardAI Careers page, read 5 November 2026
    Read in full. Source for the open roles.
  7. C OnGuardAI Terms of Service (last updated 12 February 2026) and Privacy Policy (effective 26 June 2026), read 5 November 2026
    Read the sections on the service, consent, AI providers, data retention and governing law. The privacy policy is at https://www.getonguard.ai/privacy-policy.
  8. C Internet Archive copy of the OnGuardAI home page, 9 April 2026
    Read the top of the page. Source for the 2-week free trial offered in April 2026.
  9. C OnGuardAI Android page and FAQ, read 5 November 2026
    Read in full. Source for the Android waitlist; the FAQ (https://www.getonguard.ai/faqs) gives the iPhone requirements.
  10. C Domain register (RDAP) record for getonguard.ai, read 5 November 2026
    Read the events list. Source for the registration date 30 March 2025.
  11. C Database of failed startups, local export
    Local export. AI-written summaries, not independently verified. Source for the failed predecessors.

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